Responsible for the production of mortgage loan origination through the development of realtor referrals, branch referrals, promotions with membership groups, and direct inquiry from membership.
Primary Responsibilities & Duties
1.Responsible for developing individual relationships with realtors and informing real estate offices of current products, programs and interest rates.
2.Responsible for working with Service Center Managers and Business Development Officers to make calls on business partners outside of the TCU offices and to establish contacts for promoting mortgage services.
3.Responsible for participating in Realtor groups and other community related activities.
4.Informs members of mortgage loan programs available and prepares them to bring required documentation to the application.
5.Interviews and pre-qualifies members for mortgage loans according to guidelines established for various programs.
6.Enters a complete, accurate application on mortgage software, pulls member credit information and reconciles all liabilities with member, sends accurate information to automated underwriting system and obtains all required documentation.
7.Responsible for complying with all applicable regulations and disclosures associated with mortgage application.
8.Responsible for ongoing communication with member and notification of approval or denial of mortgage loan request.
9.Responsible for cross-sell of other credit union products.
10.Will assume additional duties as directed by the Mortgage Services Manager.
1.Expected to present a professional image and demeanor whenever representing the Credit Union.
2.Excellent human relation and ability to communicate with individuals at different levels.
3.Computer literacy (Windows environment) data entry skills required.
4.Familiarity with secondary market underwriting guidelines.
6.Strong mathematical and computation ability.
•High School Diploma (GED) or equivalent skills and abilities.
•Minimum one-year experience in mortgage related field.
•Comprehensive knowledge of Credit Union products and services.
•Completion of an accurate application, and compliance with all applicable compliance regulations relating to mortgage loan origination.
•Compliance with applicable underwriting guidelines for mortgage programs.
•Mortgage production and sales goals as established by Mortgage Services Manager.